The BDCNJ participates with the following insurance carriers:

Insurances Requiring Referrals

AMERI HEALTH
CIGNA/COMED
FIRST OPTION
OXFORD
OXFORD HERITAGE
OXFORD MEDICARE (ADVANTAGE)
PHS (PHYSICIANS HELATH SERVICES) & PASSPORT HMO
PRUDENTIAL

Insurances NOT Requiring Referrals

ALTA
CHN
CIGNA (PPO)
FIRST HEALTH
GEHA
GHI
MAGNACARE
MEDI CHOICE
MEDICARE
MULTIPLAN
PHS (PRIVATE HEALTHCARE SYSTEMS)
QUALCARE PPO (We do not participate with QUALCARE HMO or POS)
TPA (TOTAL PLAN ADMINISTRATORS)
UNITED HEALTHCARE (We do not participate with United Healthcare Passport)
US LIFECARE
HORIZON / BLUE CROSS / BLUE SHIELD
HORIZON PPO/BLUE SELECT
HORIZON MEDALLION
HORIZON P.A.C.E.
HORIZON TRADITIONAL
HORIZON MEDIGAP A,C,F,I (This is Medicare supplemental.)
We do not participate with Direct access or NJ Plus.